Carding is a type of credit card fraud which uses a stolen credit card to purchase store-branded gift cards. Carders, credit card thieves, who steal cards to purchase other goods eventually sell those to generate cards. In this, a hacker gains access to the credit card processing system of a store or a website and exploit the weaknesses in the security software and technology.
Also, credit card information could be accessed with the use of scanners and other means such as account holder’s personal information can help to achieve it. After getting credit or debit card numbers from hackers, the carders then exploit it to steal information to purchase a gift card. However, with the installation of a multi-part payment review process, it is possible to prevent carding easily.
Ways to Prevent Carding
Using CAPTCHA is one of the ways which could be used to prevent the automated script from sending inputs to the system to solve the CAPTCHA. It would require human input and hence there will be a hindrance in accessing the information when someone is involved in a carding activity. However, you need to take care that the addition of a CAPTCHA validation could reduce the conversion rate at your online store on a large scale. One can easily approach cvv shop to buy dumps and other stuff which could be used to execute carding. Hence, CAPTCHA would provide a secure environment against carding attempts.
Address Verification System (AVS)
Address verification system (AVS) is another way available which could be used to prevent carding. In this, billing addresses at checkout are compared with that of the addresses given by credit card company on the files of customers. If a card is reported as stolen then this AVS would simply answer with no match and hence carding could be easily prevented. Meccadumps.net is one such source which is highly popular for providing cc dumps and people use it to earn money through carding. So, AVS could be effective in preventing such events effectively.
Comparing the Card’s Bank Identification Numbers
Using the BIN of every card, it is possible to identify cards which have come from the same sources. BIN provides details such as card type, the bank which issued it, which could be used to prevent carding. It is easy to spot carding attempt as if you receive a number of transactions in a given period of time then it simply signals that it hints that the card is used for carding attempt by purchasing the card numbers purchased online.